12-, 24-, 36-, 48- or 60-Month Term
Choose the financing term that best fits your budget. †
12 + 1 = Easy Program
Finance your solution with 13 payments over a 12-month period. LCA collects the first payment with 12 monthly payments remaining. *†
12-Month Easy Financing
Finance your equipment with a 5%, 6% or 7% Participation Fee (depending on equipment cost). Two payments are due at signing with 10 payments remaining. *†
Monthly Payment Example
Equipment cost: . . . . . . . . . . . . . . . . . . . . $25,000 .00
Participation fee: . . . . . . . . . . . . . . . . . . . . . . .. . . . 6%
Term: . . . . . . . . . . . . . . . . . . . . . . . ... . . . . .12 Months
Total equipment cost: . . . . . . . . . . . . . . . . $26,500 .00
($25,000 X 1.06 – on 6% participation fee)
Monthly payment: . . . . . . . . . . . . . . .. . . . . .$2,208 .34
($26,500.00 ÷ 12 months)
Advance payment: . . . . . . . . . . . . . . ... . . . .$4,541 .68
(First and last month payments + $125 documentation fee)
Payments remaining: . . . . . . . . . . . . . . . . 10 Payments
30-, 60- or 90-Day Deferred Payment
Choose from 30, 60 or 90 days to defer your first payment. Zero payments are due in advance. Payments begin 30, 60 or 90 days after installation. *†
All Programs:
Excludes sales tax / Minimum Amount Financed: $5,000 / Documentation Fee: $125 / Subject to credit approval by Lease Corporation of America / Financing provided by Lease Corporation of America
Flexible Step Payments
This flexible Finance lets you pay $99 per month for the first six months of the Finance with only one Finance payment due in advance. After the six-month period, your payment will increase to a standard, fixed payment for the remainder of the term. *
Seasonal Payments
This program is tailored toward customers who have interrupted cash flows due to the seasonal nature of their business. Under this program, higher finance payments are made only during the months the business operates and/or generates cash flow. Contact payments as low as $99 are required during the “off season” months. *
Purchase Option
$1.00 Buyout: This option allows the customer to purchase the equipment for $1 at finance termination. In some states, the $1 buyout may be similarly offered but at a higher nominal payment.
* $1 buyout at finance end
† 2 years' time in business required to qualify
